UK house-sale proceeds calculator

Estimate what could remain after the sale.

Deduct the mortgage and editable selling costs from an expected completion price.

01

Expected sale

Enter fee percentages inclusive of VAT where applicable.

£
£25,000£5,000,000
£
£0£3,000,000
% incl. VAT
0 % incl. VAT10 % incl. VAT
% of mortgage
0 % of mortgage20 % of mortgage
£
£
£0£30,000
£
£0£30,000
£
£0£30,000

Sale deduction table

Every assumption stays visible.

ItemAmount
Expected sale price£350,000
Mortgage redemption−£180,000
Estate-agent fee−£5,250
Early repayment charge−£1,800
Legal fees−£1,500
EPC and sale preparation−£500
Removals−£1,200
Other costs−£300
Net proceeds£159,450

What net sale proceeds means

Net proceeds are the expected sale price minus the mortgage balance, early repayment charge and selling costs entered. They are not the same as taxable gain and do not include the costs of buying your next home.

Check percentages carefully

Estate-agent agreements may quote fees with or without VAT and can use fixed, percentage or tiered pricing. Enter an all-in percentage here. Early repayment charges depend on the mortgage product and timing; use a current redemption statement.

Plan the onward move

Transfer the resulting cash into the buying-power calculator, then use the moving-cost planner for purchase-side costs.

Reviewed by the Properties & Homes editorial team
Last reviewed: 14 August 2026.