Data gathering, not a valuation

Prepare a better rebuild-cost conversation.

Record the features an insurer-approved calculator or qualified surveyor may need. No authoritative rebuild figure is generated here.

Property details

Use plans, measurements, title documents and professional reports where available.

Property typeGross external floor area available?Area / unitsAge / constructionListed or protected statusOutbuildingsSpecialist materialsSite access

Items considered Demolition and debris removal Site clearance and temporary works Architect, engineer and surveyor fees Planning, building control and statutory fees Boundary walls, drives and external services Local access, scaffolding and neighbour constraints VAT treatment confirmed by the estimator

Printable handover

Rebuild-cost information gathered
Property type	Semi-detached house
Floor area	Yes — measured — 125 m²
Construction	1930s cavity brick
Listed / protected status	No / not known
Outbuildings / external works	Detached single garage
Specialist materials	Standard brick and tile
Access constraints	Normal road access
Demolition and debris removal	Considered
Site clearance and temporary works	Considered
Architect, engineer and surveyor fees	Considered
Planning, building control and statutory fees	Check
Boundary walls, drives and external services	Check
Local access, scaffolding and neighbour constraints	Considered
VAT treatment confirmed by the estimator	Check

Market value is different from rebuild cost

Market value reflects what someone may pay for the land and home. Rebuild cost is concerned with reinstating the building after insured damage and can include demolition, debris removal, site constraints, materials, labour, professional fees and applicable taxes. Either can be higher.

Get the actual figure from an appropriate source

Use the calculator accepted by your insurer where the property falls within its limits. Unusual, listed, high-value, non-standard or significantly altered properties may need a rebuilding-cost assessment by a qualified surveyor. Confirm what the policy includes, index linking, outbuildings and alternative accommodation directly with the insurer.

The BCIS public rebuilding-cost calculator explains its eligibility limits; RICS provides guidance on finding a surveyor. Reviewed 15 August 2026.