UK residential property tax calculator

Estimate the tax on your next home.

Calculate Stamp Duty Land Tax, Welsh Land Transaction Tax or Scottish Land and Buildings Transaction Tax.

Purchase details

Choose where and how you are buying.

Property location England / N. Ireland Wales Scotland

Buyer type Main home First-time buyer Additional property

Purchase price

£40,000£5,000,000

Tax by band

Tax is charged only on the portion falling within each band.

Band	Rate	Tax
£0 to £125,000	0%	£0
£125,000 to £250,000	2%	£2,500
£250,000 to £925,000	5%	£5,000
Total		£7,500

Which UK property tax applies?

England and Northern Ireland use Stamp Duty Land Tax (SDLT). Wales uses Land Transaction Tax (LTT). Scotland uses Land and Buildings Transaction Tax (LBTT). Each is progressive, but its bands and additional-property rules differ.

Buyer assumptions matter

First-time-buyer relief has different rules in England, Northern Ireland and Scotland, while Wales has no general first-time-buyer LTT relief. Additional-property rates may not apply when replacing a main residence, and refunds can sometimes be available after selling the previous home.

Sources and limitations

Rules were checked against HMRC, Welsh Revenue Authority and Revenue Scotland. This tool covers straightforward residential purchases only and is not a tax return calculation.

Reviewed by the Properties & Homes editorial team
Rates checked: 14 August 2026.