.tool-card-live{display:block;transition:.2s}.tool-card-live:hover{border-color:var(--green);box-shadow:0 14px 40px rgba(18,60,54,.08);transform:translateY(-2px)}
.calculator-hero{background:var(--cream);padding:58px 0 72px}.calculator-hero h1{font-size:clamp(48px,6vw,76px);line-height:1;letter-spacing:-4px;margin:0 0 24px}.calculator-hero h1 em{font-family:'Newsreader',Georgia,serif;color:var(--green-2);font-weight:500}.calculator-hero p{font-size:18px;color:#4d625d;max-width:700px}.breadcrumb{display:flex;gap:9px;font-size:12px;color:var(--muted);margin-bottom:45px}.breadcrumb a{text-decoration:underline}.calculator-section{background:#edf4f0;padding-top:64px}.calculator-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:22px;align-items:start}.calculator-panel,.results-panel,.chart-card,.schedule{border-radius:13px}.calculator-panel{background:#fff;padding:36px;border:1px solid var(--line)}.results-panel{background:var(--green);color:#fff;padding:36px;position:sticky;top:20px}.panel-heading{display:flex;gap:14px;border-bottom:1px solid var(--line);padding-bottom:24px;margin-bottom:28px}.panel-heading>span{width:34px;height:34px;border-radius:50%;background:var(--mint);display:grid;place-items:center;font-weight:700;font-size:12px}.panel-heading h2{font-size:26px;letter-spacing:-1px;margin:0}.panel-heading p{font-size:12px;color:var(--muted);margin:3px 0 0}.panel-heading.light{border-color:rgba(255,255,255,.16)}.panel-heading.light>span{background:var(--lime);color:var(--green)}.panel-heading.light p{color:#b7cbc6}.mode-toggle{border:0;padding:0;margin:0 0 8px}.mode-toggle legend{font-size:13px;font-weight:700;margin-bottom:9px}.mode-toggle label{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--line);padding:10px 15px;margin:0 7px 7px 0;border-radius:7px;cursor:pointer}.mode-toggle label:has(input:checked){border-color:var(--green);background:var(--mint)}.mode-toggle input{accent-color:var(--green)}.mode-note{font-size:12px;color:var(--muted);margin:0 0 28px}.input-pair{border-top:1px solid #e6e9e6;padding:22px 0}.input-heading{display:flex;justify-content:space-between;gap:15px;margin-bottom:8px}.input-heading label{font-weight:700;font-size:14px}.input-heading span{font-size:11px;color:var(--green-2);font-weight:700}.number-wrap{display:flex;align-items:center;border:1px solid #bfcac6;border-radius:7px;background:#fff;overflow:hidden}.number-wrap:focus-within{outline:3px solid rgba(168,201,75,.4);border-color:var(--green)}.number-wrap span{padding:0 13px;color:var(--muted);font-size:13px}.number-wrap input{width:100%;border:0;outline:0;padding:11px 2px;font-weight:700;color:var(--ink);background:transparent}.range{width:100%;accent-color:var(--green);margin:16px 0 2px;cursor:pointer}.range:focus-visible{outline:3px solid rgba(168,201,75,.5);outline-offset:4px}.range-scale{display:flex;justify-content:space-between;color:var(--muted);font-size:10px}.preset-row{display:flex;gap:7px;margin:-10px 0 13px;flex-wrap:wrap}.preset-row button{border:1px solid var(--line);border-radius:20px;background:var(--paper);color:var(--green);padding:5px 10px;font-size:11px;font-weight:700;cursor:pointer}.preset-row button:hover,.preset-row button:focus-visible{background:var(--mint);border-color:var(--green)}.share-link{display:block;background:var(--cream);padding:14px;border-radius:7px;color:var(--green-2);font-weight:700;font-size:13px;text-align:center}.result-label{font-size:12px;color:#b9ccc7}.monthly-result{display:block;color:var(--lime);font-size:clamp(45px,5vw,62px);line-height:1.1;letter-spacing:-3px;margin:3px 0}.result-type{font-size:11px;color:#b9ccc7}.result-list{margin:30px 0 0}.result-list>div{display:flex;justify-content:space-between;gap:18px;padding:13px 0;border-top:1px solid rgba(255,255,255,.14)}.result-list dt{font-size:12px;color:#bfd0cc}.result-list dd{margin:0;font-weight:700}.result-list small{font-weight:400}.result-list .rate-rise{display:block;background:rgba(255,255,255,.07);padding:15px;margin-top:10px;border:0;border-radius:7px}.rate-rise dd{font-size:24px;color:var(--lime)}.disclaimer{font-size:10px;color:#a9c0ba;line-height:1.5;margin:22px 0 0}.charts-section{grid-column:1/-1;padding-top:54px}.charts-section>h2{font-size:36px}.chart-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:18px}.chart-card{background:#fff;padding:28px;margin:0;border:1px solid var(--line)}.chart-card h3{font-size:20px;margin:0}.chart-card figcaption p{font-size:12px;color:var(--muted);margin:2px 0 20px}.line-chart{display:block;width:100%;height:auto}.line-chart line{stroke:#b9c5c1}.line-chart polyline{fill:none;stroke:var(--green);stroke-width:4;stroke-linecap:round;stroke-linejoin:round}.chart-area{fill:var(--mint)}.line-chart text{font:11px 'DM Sans',sans-serif;fill:var(--muted)}.stacked-bar{height:38px;display:flex;border-radius:6px;overflow:hidden;margin:44px 0 17px;background:#eee}.stacked-bar span{background:var(--green)}.stacked-bar i{background:var(--lime)}.chart-key{display:flex;gap:20px;flex-wrap:wrap;font-size:11px;margin-bottom:25px}.chart-key b{width:10px;height:10px;display:inline-block;border-radius:2px;margin-right:5px}.capital-key{background:var(--green)}.interest-key{background:var(--lime)}table{border-collapse:collapse;width:100%;font-size:12px}th,td{text-align:left;border-bottom:1px solid var(--line);padding:9px}td{text-align:right}thead th{color:var(--muted)}.chart-card details{margin-top:18px}.chart-card summary,.schedule summary{font-weight:700;color:var(--green-2);cursor:pointer}.schedule{background:#fff;border:1px solid var(--line);padding:22px;margin-top:18px}.table-scroll{overflow-x:auto}.schedule table{margin-top:20px;min-width:550px}.schedule caption{text-align:left;padding-bottom:10px}.worked-example{background:#fff;border-left:4px solid var(--green);padding:20px 24px;margin:30px 0}.worked-example h3{margin:0}.review-note{font-size:13px;border-top:1px solid rgba(18,60,54,.2);padding-top:20px}
.results-panel{position:static;top:auto}
@media(max-width:1050px){.calculator-grid{grid-template-columns:1fr}.chart-grid{grid-template-columns:1fr}}
@media(max-width:640px){.calculator-hero{padding:38px 0 52px}.calculator-hero h1{font-size:48px;letter-spacing:-3px}.breadcrumb{margin-bottom:30px}.calculator-panel,.results-panel{padding:23px}.charts-section>h2{font-size:30px}.chart-card{padding:18px}.monthly-result{font-size:46px}.mode-toggle label{width:100%;margin-right:0}.input-heading{align-items:end}}
@media(prefers-reduced-motion:reduce){.tool-card-live{transition:none}}
.comparison-bars{margin:28px 0}.comparison-bars>div{display:grid;grid-template-columns:145px 1fr 90px;align-items:center;gap:12px;margin:14px 0;font-size:12px}.comparison-bars i{display:block;height:25px;background:var(--green);border-radius:4px}.comparison-bars>div:nth-child(2) i{background:var(--lime)}.comparison-bars strong{text-align:right}
@media(max-width:640px){.comparison-bars>div{grid-template-columns:1fr}.comparison-bars strong{text-align:left}}
@media(forced-colors:active){.stacked-bar span,.stacked-bar i{border:2px solid CanvasText}.line-chart polyline{stroke:CanvasText}.chart-area{fill:Canvas}}
@media print{.site-header,.site-footer,.preset-row,.share-link{display:none}.calculator-grid{display:block}.calculator-panel,.results-panel,.chart-card{break-inside:avoid}.results-panel{color:#000;background:#fff;border:2px solid #000}.monthly-result{color:#000}}
@page{size:A4;margin:12mm 12mm 16mm}.pdf-output .pdf-report-heading{width:min(1160px,calc(100% - 40px));margin:0 auto;padding:18px 0 12px;border-bottom:2px solid var(--green)}.pdf-output .pdf-report-heading span{color:var(--green-2);font-size:10px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase}.pdf-output .pdf-report-heading h1{margin:2px 0;font-size:29px;line-height:1.1;letter-spacing:-1px}.pdf-output .pdf-report-heading p{margin:0;color:var(--muted);font-size:10px}.pdf-output .calculator-hero,.pdf-output .breadcrumb,.pdf-output .site-header,.pdf-output .site-footer,.pdf-output .analytics-consent,.pdf-output .calculator-next-steps,.pdf-output .scenario-actions,.pdf-output .scenario-status,.pdf-output .preset-row,.pdf-output .share-link{display:none!important}.pdf-output .calculator-section{padding:18px 0 0}.pdf-output .calculator-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.pdf-output .calculator-panel,.pdf-output .results-panel{padding:18px}.pdf-output .charts-section{padding-top:20px}.pdf-output .chart-card{break-inside:avoid}.pdf-output .soft-section{display:none}.pdf-output .monthly-result{font-size:34px}.pdf-output .panel-heading{padding-bottom:10px;margin-bottom:10px}.pdf-output .panel-heading h2{font-size:20px}.pdf-output .panel-heading p,.pdf-output .mode-note{display:none}.pdf-output .input-pair{padding:7px 0}.pdf-output .input-heading{margin-bottom:3px}.pdf-output .number-wrap input{padding:6px 2px}.pdf-output .range,.pdf-output .range-scale{display:none}.pdf-output .mode-toggle{margin-bottom:2px}.pdf-output .mode-toggle label{padding:5px 8px}.pdf-output .result-list{margin-top:15px}.pdf-output .result-list>div{padding:8px 0}.pdf-output .charts-section>h2{font-size:24px}.pdf-output .chart-grid{grid-template-columns:1fr 1fr}.pdf-output .schedule{display:none}
.hpi-results{display:grid;gap:8px;margin-top:16px}.hpi-results .share-link{text-align:left;display:flex;justify-content:space-between;gap:12px}.hpi-results span{color:var(--muted);font-size:11px;font-weight:500}
@media(max-width:640px){.hpi-results .share-link{display:block}.hpi-results span{display:block;margin-top:3px}}
.comparison-history{border-top:1px solid var(--line);margin:30px 0 0;padding-top:28px}.comparison-history figcaption p{font-size:12px;color:var(--muted)}.line-chart .comparison-secondary{stroke:#b36b3f}.comparison-key{background:#b36b3f}.hpi-downloads{margin:24px 0 0}.hpi-downloads .share-link{flex:1}
.property-type-controls{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:22px}.property-type-controls select{min-width:220px;border:1px solid var(--line);border-radius:7px;background:#fff;padding:10px}.property-type-history{border-top:1px solid var(--line);margin:28px 0 0;padding-top:28px}.property-type-card .selected-row{background:var(--mint)}
@media(max-width:640px){.property-type-controls{align-items:stretch;flex-direction:column}.property-type-controls select{width:100%}}
.area-result-list{margin-top:0}.area-result-list>div{border-color:var(--line)}.area-result-list dt{color:var(--muted)}.area-result-list dd{color:var(--green)}.area-actions{display:grid;gap:10px;margin-top:24px}.area-actions .share-link{background:#fff}
.area-directory{columns:3;column-gap:30px}.area-directory section{break-inside:avoid;margin-bottom:30px}.area-directory h2{border-bottom:2px solid var(--green);padding-bottom:8px}.area-directory ul{list-style:none;margin:0;padding:0}.area-directory li{border-bottom:1px solid var(--line)}.area-directory a{display:block;padding:10px 0}.area-directory span{display:block;color:var(--muted);font-size:11px;margin-top:2px}@media(max-width:900px){.area-directory{columns:2}}@media(max-width:560px){.area-directory{columns:1}}
.scenario-actions{display:grid;grid-template-columns:minmax(145px,.62fr) minmax(260px,1.38fr);gap:10px;align-items:stretch;margin-top:18px}.scenario-actions .share-link{border:0;width:100%;font:inherit;font-size:13px;cursor:pointer}.scenario-actions .share-link:focus-visible{outline:3px solid rgba(168,201,75,.55);outline-offset:3px}.scenario-actions .scenario-pdf{display:flex;align-items:center;gap:13px;min-height:78px;padding:12px 15px;border:1px solid rgba(220,242,91,.48);border-radius:14px;background:linear-gradient(135deg,var(--green) 0%,#174f45 100%);color:#fff;text-align:left;box-shadow:0 10px 24px rgba(11,49,51,.16);transition:transform .16s ease,box-shadow .16s ease,border-color .16s ease}.scenario-actions .scenario-pdf:hover{transform:translateY(-2px);border-color:var(--lime);box-shadow:0 14px 30px rgba(11,49,51,.23)}.scenario-pdf-icon{display:grid;place-items:center;flex:0 0 48px;height:54px;border-radius:9px;background:var(--lime);color:var(--green);font-size:12px;font-weight:900;letter-spacing:.8px;box-shadow:inset 0 -5px 0 rgba(15,70,61,.08)}.scenario-pdf-copy{display:flex;min-width:0;flex-direction:column;line-height:1.15}.scenario-pdf-copy small{margin-bottom:4px;color:var(--lime);font-size:10px;font-weight:800;letter-spacing:.7px;text-transform:uppercase}.scenario-pdf-copy strong{font-size:16px;line-height:1.2}.scenario-pdf-copy>span{margin-top:4px;color:#dbece6;font-size:10.5px;line-height:1.25}.scenario-status{display:block;min-height:18px;margin-top:7px;color:var(--muted);font-size:11px}@media(max-width:620px){.scenario-actions{grid-template-columns:1fr}.scenario-actions .scenario-pdf{order:-1}}@media print{.scenario-actions,.scenario-status{display:none!important}}